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Fixed Deposit vs Debt Funds

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Fixed Deposit vs Debt Funds
Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 104,421 4,421 4.42
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 4,421 Short Term Not Applicable 1,326 3,095

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.11 8.16 8.48 7.06 6.95 6.96
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.75 7.48 7.79 7.93 6.48 7.0 6.56
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 7.18 7.28 7.51 6.32 7.43 7.8
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 6.73 7.22 7.51 6.9 6.39 7.55
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 1.23 6.73 7.21 7.5 6.89 6.38 7.29
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 6.69 6.78 6.79 5.05 - 5.87
ICICI Pru All Seasons Bond Gr 01-05-2009 1.28 6.6 7.27 7.53 6.52 8.16 8.26
JM Dynamic Debt Reg Gr 25-06-2003 0.98 6.09 6.73 7.0 5.83 6.38 6.59
SBI Dynamic Bond Reg Gr 10-02-2004 1.35 5.93 6.48 7.35 5.94 7.46 6.05
Quantum Dynamic Bond Reg Gr 05-04-2017 1.01 5.8 6.45 7.38 6.27 - 6.68
UTI Dynamic Bond Reg Gr 23-06-2010 1.56 5.79 6.49 6.95 8.67 6.71 7.62
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 5.62 6.43 7.37 5.93 7.51 7.84
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.6 5.55 6.16 6.65 4.74 - 5.1
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.61 5.13 6.31 6.87 5.49 6.73 5.8
HDFC Dynamic Debt Gr 28-04-1997 1.41 4.42 5.89 6.57 6.07 6.24 7.94
PGIM India Dynamic Bond Gr 12-01-2012 1.65 4.37 5.81 6.54 5.26 6.86 7.16
DSP Strategic Bond Reg Gr 16-05-2007 1.21 4.01 5.37 7.16 5.69 6.87 6.69
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 3.81 4.97 6.55 5.15 6.88 7.39
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 3.69 4.63 5.09 4.61 - 5.47
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.77 3.48 4.6 5.54 4.41 6.1 6.66
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 3.35 5.2 6.06 - - 5.28
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 3.06 5.26 6.23 5.24 6.19 7.36
Union Dynamic Bond Gr 13-02-2012 1.57 2.63 4.73 5.86 4.59 5.75 6.16