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Fixed Deposit vs Debt Funds

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Fixed Deposit vs Debt Funds
Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106995.14 6995.139999999999 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 107,904 7,904 7.88
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6995.139999999999 Not Applicable Not Applicable 2098.54 4896.600000000006
HDFC Dynamic Debt Fund - Growth Option 7,904 Short Term Not Applicable 2,371 5,533

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 9.11 8.07 6.59 6.7 6.69 6.85
DSP Strategic Bond Reg Gr 16-05-2007 1.22 9.08 8.56 6.3 6.76 6.99 6.86
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.71 8.93 7.76 6.2 6.5 6.62 6.5
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 8.45 7.47 5.54 6.31 6.95 7.62
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 8.29 7.58 6.0 6.51 7.6 7.98
PGIM India Dynamic Bond Gr 12-01-2012 1.64 8.27 7.17 5.69 5.62 6.85 7.37
Quantum Dynamic Bond Reg Gr 05-04-2017 0.96 8.21 7.74 6.84 6.59 - 6.79
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 8.15 7.53 7.14 7.15 6.27 7.59
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.2 8.14 6.95 5.98 - - 5.63
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.77 8.05 7.25 5.86 5.78 6.77 5.82
ICICI Pru All Seasons Bond Gr 01-05-2009 1.29 7.92 7.74 6.86 7.28 7.83 8.36
SBI Dynamic Bond Reg Gr 10-02-2004 1.45 7.91 7.36 6.5 6.31 7.25 6.04
UTI Dynamic Bond Reg Gr 23-06-2010 1.53 7.91 7.1 8.23 8.26 6.63 7.74
HDFC Dynamic Debt Gr 28-04-1997 1.52 7.9 7.33 5.62 6.58 6.11 8.07
Axis Dynamic Bond Reg Gr 01-04-2011 0.64 7.88 7.2 5.76 6.57 7.2 7.84
Baroda BNP Paribas Dynamic Bond Fund Gr 01-01-2013 1.69 7.73 7.22 6.18 5.8 6.33 7.21
Union Dynamic Bond Gr 13-02-2012 1.5 7.6 7.04 5.08 5.51 5.82 6.42
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 7.58 6.73 4.97 4.49 - 4.98
JM Dynamic Debt Reg Gr 25-06-2003 0.97 7.47 6.85 5.96 5.64 6.64 6.59
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.03 7.0 6.4 4.89 5.33 - 5.75
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 6.75 6.14 5.12 5.18 6.1 6.86
Groww Dynamic Bond Reg Gr 30-11-2018 1.45 5.94 5.71 4.83 5.0 - 5.76