Skip to main content

Fixed Deposit vs Debt Funds

  1. Home
  2. Fixed Deposit vs Debt Funds
`
Fixed Deposit vs Debt Funds
Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 110,343 10,343 10.34
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 10,343 Short Term Not Applicable 3,103 7,240

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 11.34 8.85 8.7 7.72 6.52 7.72
DSP Strategic Bond Reg Gr 16-05-2007 1.2 11.34 9.84 7.91 6.67 7.3 7.02
Quantum Dynamic Bond Reg Gr 05-04-2017 0.96 11.21 9.26 8.3 6.75 - 7.15
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.76 11.07 8.67 7.42 6.13 7.06 5.99
Union Dynamic Bond Gr 13-02-2012 1.56 11.04 8.54 7.16 5.78 6.16 6.65
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 11.0 8.74 7.21 6.25 7.25 7.78
PGIM India Dynamic Bond Gr 12-01-2012 1.64 10.97 8.74 7.22 6.15 7.15 7.57
JM Dynamic Debt Reg Gr 25-06-2003 0.97 10.97 8.46 7.4 6.36 6.89 6.73
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.74 10.84 8.86 7.75 6.44 6.91 6.62
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 10.81 9.2 7.62 7.03 6.92 7.01
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.69 10.77 8.48 7.67 5.9 6.6 7.67
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 10.72 8.96 7.32 6.88 7.92 8.1
SBI Dynamic Bond Reg Gr 10-02-2004 1.4 10.63 8.76 8.06 6.54 7.59 6.18
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 10.6 8.25 7.1 - - 6.3
HDFC Dynamic Debt Gr 28-04-1997 1.52 10.39 8.53 7.31 7.1 6.39 8.15
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 10.29 8.59 7.59 6.85 7.52 8.03
ICICI Pru All Seasons Bond Gr 01-05-2009 1.29 10.21 8.7 8.04 7.45 8.1 8.47
UTI Dynamic Bond Reg Gr 23-06-2010 1.53 10.2 8.32 9.72 9.2 6.91 7.88
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 9.94 7.97 6.75 4.99 - 5.4
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 9.72 7.66 6.74 5.53 6.4 7.04
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 8.75 6.86 6.13 5.52 - 6.16
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 7.93 6.79 5.95 4.99 - 5.89